Biotech & Life Sciences

We provide tailored insurance solutions for the biotech and life sciences sector

We support clients from early startups through every stage of their development. Our deep industry knowledge ensures suitable coverage as your risk profile evolves.

PNO provides insurance solutions across the whole product life cycle.

Concept Phase

Concept Phase

Early-Stage R&D

We secure insurance for early-stage research and development, supporting public and private investments, government grants, and university collaborations.

High-net-worth funding

We offer bespoke insurance solutions tailored to businesses relying on high-net-worth clients for private funding.
Development Phase

Development Phase

Clinical trials

Our expertise includes clinical trial insurance, ensuring you meet the requirements for testing on humans and obtaining approvals from ethics committees and regulatory bodies.

Comprehensive coverage

We provide property insurance for offices and labs, portable equipment cover for specialist items, and life science liability insurance to protect against third-party injuries.
Commercialisation Phase

Commercialisation Phase

Product launch

As you commercialise your product, we offer traditional business insurance solutions, including public and products liability, management liability, and professional indemnity for providing advice to other research organisations.

Cyber liability

In an increasingly digital world, we help protect your sensitive data and systems against cyber threats, ensuring your information is securely stored and managed.

Additional policies to consider:

Initial public offering & Prospectus liability
Directors & Officers liability
Marine stock throughput (supply chain cover)
Intellectual property

Why Choose PNO?

With decades of experience, we work with companies of all sizes, from startups to multinationals. Our team collaborates with specialist biotech and life science insurers to provide expert advice and tailored coverage for you.
We support you through each development stage, from securing investment in early-stage R&D to navigating clinical trials and managing commercialisation risks.
Our insurance solutions are not only cost-effective but also scalable. We can assist large entities with complex needs, including global clinical trial programs and third-party logistics operations across different regions.
We provide quick, reliable solutions to meet the tight deadlines of the biotech industry, ensuring you have the necessary coverage for regulatory compliance.
We understand the importance of compliance in this highly regulated industry. Our experience with the Therapeutic Goods Administration (TGA) and other regulatory bodies ensures that your insurance programs meet all local compliance requirements.

At PNO, we’re not just your insurance broker; we’re your partner in ensuring your biotech and life sciences business thrives. Let us prepare and protect you, so you can prosper at what you do best – innovating in your field.