Total & Permanent Disability
Total & Permanent Disability (TPD) insurance offers a lump sum payment if you are permanently unable to work again
Definitions of disability can be occupation specific (based on your ‘Own’ occupation) or general in nature (based on ‘Any’ occupation). This form of cover may allow you to clear debt, pay for outstanding medical or school fees and provide for any shortfall in income.
Why choose PNOlife?
- Our clients tell us that we’re trustworthy and reliable. They value the process we take to educate them regarding the various covers that relate to their specific needs.
- Unlike some of our competitors that outsource the handling of claims, we meticulously manage all of our claims in-house to ensure the best advocacy for our clients.
- Our strong insurer relationships and industry knowledge provides you with competitive premiums, excellent underwriting outcomes and quality contracts to maximise your ability to claim.
- We implement regular policy reviews to ensure your coverage remains suitable for your evolving needs.