The cost and availability of advice has been a hot topic in the financial planning industry, particularly over the past…
Insights
TOOLS DOWN: Managing stop work orders
Construction projects can become dormant for several reasons; weather, payment disputes and most recently, State Governments mandated ‘stop work’ orders…
Protecting your business against cyber crime
As advances in business technology have exploded exponentially across the last 10-20 years, so too has the sophistication of opportunistic…
How hospitality business owners can best manage their rising insurance premiums
Why are hospitality premiums increasing? Hospitality operators will have seen a steady rise in both property and liability premiums in…
Proposed changes to OHS legislation: What businesses and company directors need to know
Currently in Victoria, businesses and company directors have the option to secure a Management Liability insurance policy which, amongst coverage…
The fine print of business interruption insurance and what hospitality business owners need to know
Repeated lock downs and restrictions to trade have brought a thriving hospitality industry to its knees. Government hand-outs are of…
Income Protection: How to best manage your rising premiums
Many professionals who have held an income protection policy for some time would no doubt have noted the premium rise…
The fall and rise of Australia’s construction insurance market
For the past 15 years, businesses in the construction industry have enjoyed the benefits of a soft insurance market, particularly…
An expert guide to PI insurance for new AFSL applicants
A structural shift in the Financial Planning industry Since the Hayne Royal Commission concluded in 2019, we have witnessed a…
Does PI insurance allow financial planners to advise on cryptocurrencies?
The rise of crypto We have all avidly observed the recent Bitcoin surge in recent months. After a couple of…
Where have all the independent insurance brokers gone?
At the risk of getting, into trouble, I should say from the outset that there is no such thing as…
The importance of business interruption insurance
As a business owner, you are your own risk manager. Your primary responsibility to your business and its employees is…